Q). From when are you associated with Mr. Patole and how has the journey been?
Answer: I know Mr. Patole personally from last 20 years, we share more of a family relation than a professional one. I have seen him grow from an agent to a solution-oriented financial advisor. This growth was possible because of his solution oriented approach .
Q). How would you explain AddOn’s approach and what do you like the most about it?
Answer: I think the biggest USP of AddOn is in its constant evolving nature. I have witnessed the development from a physical form based investing portal to a comprehensive online investor-friendly platform. Be it the online platform, encyclopedic financial planning, rule-based investing philosophies, or the Wealth Management Services, AddOn makes sure their investors enjoy the rich product basket by the most constructive and easiest way possible.
Q). Being a HNI (High Networth Individual) you must be coming in contact with a lot bank representatives, insurance advisors or wealth managers, what makes you choose AddOn over them?
Answer: Well the major difference is the solution-oriented approach of AddOn. Others are interested in selling products and achieving targets. As an investor, I expect a customized unfolding of my financial engagements. I want people who would answer my queries and hand me solutions as and when required. Of what use an executive will be to me if he changes his company every six months or is transferred to different locations/department or is only in the business to create a valuation and then sell it to large corporations? As investors, we need people who would be with us for the long haul.
Q). In the recent times there are a lot discussions and arguments of all sorts on the topic of direct mutual funds and zero cost online platforms what is your view point about the same ?
Answer: I am very well aware about the existence of direct funds in the market. As a matter of a fact Mr. Patole had only told me about it. But to me it doesn’t matter. I also fail to understand how a responsibility like finance can be given to a non-individual. Personal Finance has always been and will be a relationship based subject. Every investor big or small needs a tailor made, personalized plan for his/her finances you cannot make it standardized. Investors should always have a person responsible to manage his money while they focus on earning money. Only an advisor can provide you with a neutral, brand-independent, and unbiased approach to investing.
Q). How would you rate the Sampoorna Suraksha theory of AddOn ?
Answer: Excellent. Infact it is the most comprehensive financial well-being concept I ever came across. It has always been my view to prioritize Wealth protection over Wealth Creation. And the way in which AddOn has bundled Insurance and investments to strengthen the financial lives of its investors is highly commendable. As they say, first Create (by buying insurance – Health, Term, PA, CI) and then Save (by investing in the right asset classes) to me it’s the most full proof plan to avoid any uncertain financial situation.
Q). You have been referring AddOn to a lot of your friends and family, what is your ideology behind it?
Answer: I believe knowledge is to share. If I am experiencing something which has immense positive impact on my financial life, then I feel obligated towards sharing it with the one’s I care. I have referred AddOn to my family, friends and a lot of colleagues, all of them have noticed a remarkable change in their approach to financial well-being and with a handholding like AddOn it’s just an icing on the cake.
Q). Your suggestions and advice to AddOn.
Answer: I wish AddOn the best of everything in the years to come. AddOn should not only continue but also expand their noble job of helping people with their financial lives.
It’s niche ideology has to benefit and reach a large number of people in need, and from what I know ideology like AddOn is required the most in recent times.
